The Black Credit Conversation is about educating and empowering people to understand what credit is, the importance of establishing and maintaining excellent credit and how to use credit to create life changing opportunities. I focus on teaching people their rights as consumers while dispelling a lot of the myths and misinformation that has been historically and culturally passed down from generation to generation in our communities. A good credit score makes financial security possible as well as boundless other opportunities. Credit in the hands of a person with both the discipline and knowledge to utilize it correctly is NOT “a Trap”... but a POWERFUL tool that can CHANGE YOUR LIFE! Money talks, but Exceptional credit holds serious conversations. I empower people to fix their own credit by educating them and in turn, fix their relationship with credit as well.